The information on this website, including articles, is provided for general information purposes only. It is not intended as legal advice and should not be relied on as such.



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By Luxe Referral 21 Mar, 2024
The issue of sexual abuse is a grave concern that affects countless individuals worldwide. In this blog post you will learn about 3 important changes to the statute of limitations for sex abuse cases in Canada that you need to know now.
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By Luxe Referral 23 Feb, 2024
In British Columbia, Canada, as in many jurisdictions, dog owners are held accountable for the actions of their pets, especially in the case of dog bites.
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No one wants to be second - be the first to take the FIRST STEP in finding a personal injury lawyer and call today 604-670-2872

When you need a personal injury lawyer, call Luxe Referral first for effective representation, and experienced advice.

If you have been injured in a crash, had insurance claims denied, think there may be a class action suit, suffered sexual abuse or have been sexually assaulted CALL US NOW. We will refer you to one of our outside expert service providers* - people that we have researched personally to save you time and effort in research. Get your free, confidential consultation with one of our service providers to help determine the merits of your case.

*We may or may not receive a referral fee from our list of service providers.

"I will never regret the day I called to talk about my motorcycle crash. The team was kind and compassionate. We recently settled my case and the settlement FAR exceeded my expectations! Best thing I ever did was to make the call!" AP

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7 Tips to Finding the Right Lawyer for You

Legal matters can be complex, intimidating, and overwhelming. Whether you're dealing with a personal injury case, dealing with a family dispute, starting a business, or facing criminal charges, having the right lawyer by your side can make all the difference in the outcome of your case.


But with so many lawyers out there, how do you find the right one for your specific needs?


Here are 7 steps to help you find the perfect lawyer to represent your interests.


1. What are you looking to do:

The first step in finding the right lawyer is to clearly define what you are looking for. Not all lawyers are created equal, and different attorneys specialize in various areas of law. Are you facing a criminal charge, dealing with family issues, have a personal injury case, or in need of a real estate attorney? Understanding your specific legal problem will help you narrow down your search and find an attorney with expertise in that area.


2. Ask for Recommendations:

Word of mouth can be a powerful tool in finding a trustworthy lawyer. Start by asking friends, family members, and colleagues if they can recommend an attorney they've worked with in the past. Personal referrals often provide valuable insights into an attorney's competence, communication skills, and overall client experience.


3. Research Online:

The internet is a great resource for researching potential lawyers.

Pay attention to their practice areas, credentials, any awards and recognitions received, and client reviews. Reading online reviews and testimonials can offer additional perspectives on an attorney's reputation and track record.


4. Evaluate Qualifications:

Once you've identified potential lawyers, it's essential to evaluate their qualifications. Check if they are licensed to practice law in your province and if they are in good standing with the provincial bar association. Look for any disciplinary actions or complaints against them.


5. Schedule Consultations:

Contact the lawyers on your shortlist and schedule initial consultations. Most lawyers offer free or low-cost consultations to discuss your case and assess whether they can represent you effectively. These meetings also provide an opportunity to gauge their communication style, responsiveness, and overall compatibility with your needs. How well do they listen to your concerns? Explain legal concepts? Respond to your questions? A good lawyer should be responsive, transparent, and able to communicate complex legal matters in a way you can understand.


6. Ask Questions:

During the consultation, be prepared to ask questions about the lawyer's experience, their approach to handling cases like yours, and the potential outcomes you can expect. Some questions to consider include:

- How long have you been practicing law?

- Have you handled cases similar to mine before?

- What is your strategy for my case?

- How do you communicate with clients, and how often can I expect updates?

- What are your fees and payment arrangements?


7. Consider Costs:

Legal representation can be expensive, so it's crucial to discuss fees upfront. Ask the attorney about their billing structure—whether it's hourly rates, flat fees, or contingency fees (common in personal injury cases). Make sure you fully understand the cost implications and any potential additional expenses related to your case.


Remember

Finding the right lawyer may take some time and effort, but it's a critical step in resolving your legal issues effectively. By understanding what you are looking for, asking for recommendations, conducting thorough research, evaluating qualifications, asking the right questions, considering costs, and trusting your instincts, you can increase your chances of finding the perfect lawyer to represent your interests and guide you through the legal process. Remember that a skilled lawyer can be your greatest ally in navigating the complexities of the legal system and achieving a favorable outcome in your case.


We know how much courage it takes to make the call.

Claims almost always benefit from legal advice and/or a legal team to represent you to get resolution for you - even if it means they have to go to court.

Our team will work hard on your behalf to ensure you get the best person to get the best results for your case. Don't leave money on the table with other law firms.

The lawyers we refer fight for the highest settlement they can achieve for you.


Call 604-670-2872 now for your free consult!

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4 Things Insurance Companies Don't Want You To Know!

The Hidden Truth: Are Insurance Companies Really on the Your Side?


There is a growing skepticism about whether insurance companies are truly on the side of the victims they are supposed to protect. Here are 4 things insurance companies don't want you to know about claims.


1. Profit Motive

The primary objective of any insurance company is to make a profit. While this is not inherently unethical, it can sometimes lead to decisions that prioritize financial gains over the well-being of policyholders. Insurance companies are businesses, and like any other business, they seek to maximize their profits by collecting premiums and minimizing payouts. This profit-driven motive can lead to delayed or denied claims, leaving policyholders feeling betrayed.


2. Claims Denial Tactics

Insurance companies have developed a range of tactics to deny or reduce claim payouts. These tactics can include:

 a. Ambiguity in policy language: Insurance policies are often complex and filled with legal jargon. Insurers may use this complexity to their advantage, interpreting policy terms in ways that favor their financial interests, even if it goes against the policyholder's understanding.

 b. Delaying claim processing: Insurance companies may intentionally delay the claims process, making it cumbersome and frustrating for policyholders. This delay tactic can force victims to settle for less or even abandon their claims altogether.

 c. Lowball settlement offers: When insurance companies do offer settlements, they may be significantly lower than what the policyholder actually deserves. This can put financial pressure on victims, leaving them with no choice but to accept less than they are entitled to.


3. Conflict of Interest

In some cases, insurance companies have a conflict of interest that can compromise their commitment to policyholders. For instance, when an insurance company also owns a network of repair shops or medical facilities, they may encourage policyholders to use their affiliated services, potentially leading to overcharging or subpar service quality. This conflict of interest can harm victims who rely on the insurer's recommendations.


4. Premium Hikes and Policy Cancellation

Insurance companies may increase premiums or cancel policies after policyholders file claims. While insurance companies argue that such actions are necessary to mitigate risk, they can leave victims in a vulnerable position, facing financial strain or a lack of coverage when they need it the most.



While insurance companies are a vital part of modern life and serve as a safety net for many, it's essential to acknowledge the factors that can lead to skepticism about whether they are truly on the side of victims. The profit motive, claims denial tactics, conflicts of interest, and punitive measures like premium hikes and policy cancellations can make it seem like insurance companies prioritize their bottom line over policyholders' needs.

man holding text saying Insurance

While not all insurance companies are unscrupulous, it's essential for policyholders to be aware of the potential challenges they may face when dealing with insurance claims. Being informed and proactive can help individuals protect their interests and ensure they receive the coverage they deserve in times of need.


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